How to Apply For Shika Loan

How to Apply For Shika Loan, how to repay Shika loan, Shika loan paybill number
Shika Loan App

Here is a simple step-by-step guide on how to apply for Shika loan and how to repay Shika loan.  Shika loan app is a mobile money lending application by Alternative Circle, a credit company based at Orbit Place, Westlands Road, Nairobi, Kenya.

The mobile app has been in existence since March 2016 and currently has more than 100k plus downloads on Google Play Store.

  Shika Loan Registration

  1. Install Shika loan app from Google Play Store.
  2. Fill in the information which will help in fastening the loan approval process.
  3. Upon competing the registration process, a notification will pop up on the screen of your phone with the loan limit.

How to Apply For Shika Loan

  1. Open the Shika loan app on your smartphone and log in using your phone number and secret PIN you chose.
  2. Go to “Request Loan”.
  3. Enter the amount of money you wish to borrow as per your loan limit.
  4. Enter your secret PIN number.
  5. Click on the confirm button.
  6. You will receive a message from Mpesa stating that the money has been credit your Mpesa account.

How to Repay Shika Loan

  1. On your mobile phone, go to Mpesa menu.
  2. Choose “Lipa na Mpesa” option.
  3. Choose “Pay Bill” and enter shika loan paybill number 811655 on the business number option.
  4. On the account number option, enter the phone number that was used during registration.
  5. Enter the amount of money you wish to repay.
  6. Enter your Mpesa secret PIN number and submit.
  7. You will receive a confirmation message from Shika and Mpesa.

Shika Loan Contacts

Email :

READ :  Contacts of Mobile Loan Apps in Kenya

P.O Box 16872-00100

Orbit Place, Westlands Road Nairobi, Kenya


I hope that this post on how to apply for Shika loan and how to repay Shika loan has been of great help to you.


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