How to Apply For iPesa Loan

how to apply for iPesa loan, how to pay iPesa loan, iPesa loan, iPesa, iPesa paybill number, iPesa loan app contacts,
iPesa loan

Here is a simple guide on how to apply for iPesa loan and how to pay iPesa loan. iPesa is a mobile money lending app in Kenya that give short-term loans to borrowers.

The app is a product of Xcredit and has more than 100k downloads on Google play store with a rating of 4.0.

iPesa loan amount ranges from Ksh. 500 to Ksh. 50,000. Their loan repayment period time is between 91 days to 180 days and the interest rate is 12% APR.

In order for one to eligible to apply for iPesa loan, they need to be 18 years and above.

How to Apply For iPesa loan

  • Download iPesa loan app on Google play store.
  • Launch the app and enter the following details:
  1. Mobile number
  2. OTP Code
  3. Click on the register button
  4. Click on National ID and enter your ID number
  5. Click on confirm authorization.
  6. Click on next step.

Fill in the details below:

  1. First name
  2. Middle name
  3. Last name
  4. Education
  5. Date of Birth
  6. Gender
  7. Religion
  8. Residential address
  9. Martial status
  10. Email address
  11. Outstanding loan

Click on confirm and fill in the details below:

  1. Work status
  2. Income
  3. Pay period
  4. Pay day

Click on next step and fill in the details below:

  1. Relative contact person
  2. Relative name
  3. Relative mobile number
  4. Other contact person
  5. Click on next step.
  6. Select lend amount and enter loan amount within your limit.
  7. Select lend term and click on borrow now.
  8. The money will be sent to your M-Pesa account if the loan is approved.

How to Pay iPesa Loan

  • Go to M-Pesa menu on your phone.
  • Choose Lipa na M-Pesa.
  • Select pay bill.
  • Click on business number
  • Enter iPesa pay bill number 192010
  • Click on account number and enter your M-Pesa number.
  • Enter loan amount.
  • Enter M-Pesa PIN and submit the info.
  • You will receive a confirmation message from M-Pesa and iPesa

iPesa Loan App Contacts


READ :  How to Apply For Zenka Mobile Loan

Phone: +05488888888


I hope that this post on how to apply for iPesa loan and how to pay iPesa loan has been of great help to you.


  1. how comes I register with Ipesa loan money and yet I need money. hehe alafu ndio network ikasumbua from yesterday. why?

Leave a Reply

Your email address will not be published.